The Quotation IndexThe trusted reference for quotations and the sources behind them
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For age and want save while you may; no morning sun lasts a whole day.
Benjamin Franklin Poor Richard’s Almanack · 1732-1758

Quotes

“In short, the Way to Wealth, if you desire it, is as plain as the Way to Market. It depends chiefly on two Words, Industry and Frugality; i.e. Waste neither Time nor Money, but make the best Use of both. He that gets all he can honestly, and saves all he gets (necessary Expences excepted) will certainly become Rich.”

Benjamin Franklin · Advice to a Young Tradesman, 1748 · Primary source

“If you know how to spend less than you get, you have the philosopher’s stone.”

Benjamin Franklin · Poor Richard’s Almanack, 1732-1758 · Primary source

“If you want to be wealthy, think of saving as well as of earning.”

Benjamin Franklin · The Way to Wealth, 1758 · Primary source

“The secret of success lies never in the amount of money, but in the relation of income to outgo; as if, after expense has been fixed at a certain point, then new and steady rills of income, though never so small, being added, wealth begins.”

Ralph Waldo Emerson · Wealth, 1860 · Primary source

“Everybody who is adult should save and not be stupidly spending money and defer gratification to get more later.”

Charlie Munger · Daily Journal Corporation Annual Meeting, 2020 · Primary source

“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.”

Albert Einstein · No reliable source

“A penny saved is a penny earned.”

Benjamin Franklin · No reliable source

Works

Benjamin Franklin · 1758
The Way to Wealth

A practical essay on building financial security through industry, frugality, careful use of time, saving, and avoidance of unnecessary debt.

Read summary·Explore 7 quotes

Related Tags

Time 20 Industry 17 Debt 15 Wealth 13 Thrift 10 Frugality 8 Time management 8 Spending 7 Financial discipline 7 Money 6 Prosperity 4 Old age 3 Financial prudence 2 Income 2 Expenses 2 Compound interest 1 Financial literacy 1 Future hardship 1 Earning 1 Cash flow 1 Deferred gratification 1 Long-term planning 1